This is Roger Perris from Amerisave Mortgage Corporation; a lot of people think I am in the business of doing Loans. I really don’t look at it that way at all. I’m helping our Clients create perhaps the largest Asset of their life and I feel I have a professional responsibility to I help my Clients make informed choices about their Financing Options when financing Real Estate.

Many Homeowners may have had bad experiences with lenders who did not guarantee their Closing Costs. The problem occurs when unethical lenders increase lender fees shortly before closing, leaving the Homeowner with no time to make other financing arrangements.

This will never be a problem at Amerisave; we GUARANTEE your Closing Costs upfront in writing so that you can go to closing with confidence. Amerisave guarantees in writing all Closing Costs that we have control over. The fees you see on our website ARE the fees you will receive at the time of application AND at closing.

Amerisave is a paperless company that services all 50 states. At Amerisave, we take pride in providing you with a full and accurate disclosure of all Closing Costs. Once you lock in your Rates and Fees, we GUARANTEE that those costs won’t change throughout the loan process.

We are so confident we will close your purchase Mortgage loan on time; we back our promise with a $1,000 written GUARANTEE!

Loan Information 09/03/2009 10:21 AM EST
Loan Amount: $259,760.00 State: CA
Purchase Price: $324,700.00 Property Type: SINGLE FAMILY
Interest Rate: 5.375% Property Use: HOME
APR: 5.289% Loan Purpose: Purchase
Product: 30 Year Fixed Documentation: FULL

Guaranteed Closing Costs

Credit Towards Closing Costs ($2,492.86)

$35.00          24 Month Chain of Title Guaranteed
$75.00          Appraisal Review Guaranteed
$30.50          Credit Report Guaranteed
$350.00         Appraisal Estimated
$35.00          Courier Fee Estimated
$75.00          Disbursement Estimated
$30.00          Recording Service Estimated
$495.00         Settlement Fee Estimated
$43.35          Tax Certificate Estimated
$1,122.00      Title Insurance (Lender’s Policy) Estimated

Total Third Party fees $2,290.85

Total Closing Costs
This is the total of all of your estimated third party fees and our SureFee.

Total Closing Costs ($220.01)

Monthly Mortgage Payment
Principal & Interest Total Payment $1,454.58

I ask you to contemplate using my many services and Amerisave Mortgage. It would be an honor and a privilege to serve you in any capacity that you see fit.

Please scrutinize our websites I have provided below to learn more about us, what we do for you, and how easy it is to get out of Debt and at the same time start creating Wealth on your current income!

Roger Perris, Senior Mortgage Consultant, Amerisave Mortgage

Toll Free:       866-970-7283 Ext 7852
E-mail:          Rperris@amerisave.com

09/03/2009 10:21 AM EST Disclaimer:

Loan Product availability subject to loan amount. Until you lock your rate, A.P.R. and terms subject to change, including rates, points, rebates and fees. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

SureFee is subject to change in the event parameters of the loan change from those presented at the time of application and loan closing, such as but not limited to, a change in the: loan amount, appraised property value, credit score of applicant or type of property.

An additional fee may be added to the Appraisal fee shown above in the event Appraiser must make two or more trips to property to complete appraisal process. A second trip is typically needed when construction or renovation of property is not complete at the time the Appraiser initially appraises property.

Third Party Fees Guaranteed only if Amerisave’s preferred providers are used.
Learn about the Amerisave SureFee.

Provided by:

Roger Perris

Real Estate Finance Expert of the Wealth Creation Asset Management Team

Roger@HomeLoanConsultant.Net

Websites of interest: Please check out the links.

www.HomeLoanConsultant.Info

www.Amerisave.com/partner/rperris

http://www.moneymergeaccount.com/HomeLoanConsultant

http://www.calstarbenefits.com/28494

MARKET MOOD

HAS IMPROVED DREAMS OF HOME OWNERSHIP

We also help create opportunities for the Savvy Investor to create Rental Income by investing in Single Homes or Multi-Units in many areas of our great country.

We are all in this Housing crunch together, and as a financial professional, it is my job to know what types of financial solutions are available for people that may be in a tough position. We give ordinary folks the ability to afford a Home and create Wealth that no one can take from them.

Regardless of how bad the Media makes it, here is the cold hard truth. Homes can only fall so far until Rental Yields become so fat and juicy that smart Money Investors step in and buy up the market in droves. That is already beginning to happen.

The market is such that there are wonderful deals to pick from so now is the time to look and pick the perfect Home for you. Many of the surviving Hedge Funds and Private Equity Groups are now raising BILLIONS of new Dollars and getting ready to pounce on distressed Real Estate.

There is still time for people who qualify for the Homebuyers program to get up to $8,000 that will not have to be paid back. If you qualify for the program, the Home must be Closed on or before November 30, 2009.

If you know someone who is renting….Please let them know about this GREAT/UNIQUE Opportunity to help them on their way to becoming a Homeowner.

Thousands of deserving folks just like you have achieved ownership of their “Dream Home” with the help of Amerisave.

As a Loan Consultant, I can serve your the Real Estate financing needs.

I’m highly committed to provide you, comprehensive loan solutions that will meet your long & short term financial plan goals & payment equity objective.

I have the training and knowledge to assist you in determining the best loan for YOUR needs. I will help you to make informed choices about your financing options which will ensure the best loan and payment program choice for you and your family.

It is a GREAT TIME to be buying a Home. The market is getting stronger every day and the deals on New and Pre-Existing Homes are incredible.  Please don’t hesitate to call me confidentially or pass along my name to a friend.