INTEREST RATES ARE RELATIVE.

When most Americans purchase Real Estate they shop for the financing base on the lowest Interest Rate they can qualify for.

However, by having a Certified Mortgage Planner to assist in the decision, you will learn the over all cost and that Interest Rates are Relative. The fact is, when Interest Rates are High on Earnings, Rates are High to borrowing.

When Interest Rates are Low for Borrowing, they are Low on Earnings. Those who understand Interest Rates, Earn Interest, and those that don’t Pay Interest.

Those who understand Interest Rates employ their Home Equity to work for them to earn GREATER returns because they understand the benefits of not just working for your money but, putting your money to work for you.

Just by employing those “Make Believe Idle Dollars” in the walls of your Home, you can Create Wealth, Maximize Tax Benefits and Increase CASH Flow and Retirement Income.

Separating those “Make Believe Idle Dollars” in the walls of your Home and depositing them into your Asset Accumulation Accounts where they can be Accessible (Liquidity), Safe (Principle Guaranteed) and can earn a Rate of Return (Arbitrage). If you don’t separate your Equity, the Cost will be the forfeiting of future Equity earnings.

The Real Estate appreciates, not the Equity. Equity has a ZERO Rate of Return.

All the more reason that it is in your best interest to separate Equity from your Home regardless of the Real Estate environment?

· Over 30 years, Interest Rates are relative.

· When Interest Rates are high, they are high for earning; when they are low, they are low for earning.

· Regardless of Interest Rates, using Tax-free Equity and putting it in Compounded Earning Investments puts that differential to work for you.

· Separating Equity gives you liquidity in case of disaster.

· Separating Equity secures Equity even if Home values go down.

· Executing proper Equity Management using maximum Tax advantage Insurance contracts allows you to participate in Stocks, Bonds and Real Estate while protecting Principle.

· Baby Boomers, in particular, need to be able to turn some of the lazy Equity in their Homes into sources for Retirement Income.

By withdrawing those “Make Believe Idle Dollars” in the walls of your Home and Depositing them into your Asset Accumulation Accounts where they can be accessible in the time of need; Grow independent of your Home and become “Real Dollars” you can use as Retirement Income.