Discount Medical, Dental & Vision Plan
INDIVIDUAL HEALTH
Medical coverage goes right to the heart of why we buy insurance in the first place. We buy insurance as a way to protect ourselves against loss. If you’ve ever had a major injury or surgery, you understand the importance of having good medical insurance.
GROUP HEALTH
There are certain types of benefits that employees will automatically expect from their employer. The first is Health Care. The majority of employees will not only expect you to provide these benefits, but may also be interested in other options, including group Life and Group Dental.
DISABILITY INSURANCE
Disability Insurance helps replace income lost because of an accident or illness. One survey found that 43% of people aged 40 will suffer a disability of at least 90 days before they reach age 65.1
After completing the form, please click on the “Submit” button. Your information will be emailed to our offices and we will process your request. All information will be kept confidential.
1. 2000 Field Guide, National Underwriter
LIFE INSURANCE
The primary purpose of Life Insurance is to protect your dependents financially in the event of your death. Properly positioned, the benefit from a Life Insurance policy can provide a steady stream of income for your family. It can also provide liquid capital to pay Estate Taxes and other obligations.
The share of Americans who reported feeling very confident that they will be able to afford a comfortable retirement fell to 18% this year, down from 27% in 2007.
The last time that a mere 18% of American workers felt very confident in their retirement outlooks was in 1993.1
1) Employee Benefit Research Institute, 2008
Most Americans spend more time planning for vacations and holidays than planning for their retirement.1
Discount Medical, Dental and Vision Plan
Our TMA line of Discount benefits are Guaranteed acceptance regardless of medical conditions. You can not be turned down for any medical condition. TMA Benefits are different from health insurance. TMA offers members and their family convenient and consistent savings from 10% to 60% on all types of healthcare services. Physician consultations are FREE and unlimited when using Phone-A-Doc.
The TMA Dental Benefit includes more than 71,000** dental practice locations throughout the United States. Members save between 15-50%* on dental services, including: Cleanings, Fillings, Root Canals, Crowns, X-rays, Periodontics, Orthodontics and much more.
The TMA Vision Benefit includes over 12,000 eye care locations nationwide, including ophthalmologists, optometrists, independent optical centers and national chain locations such as participating LensCrafters, Pearle Vision, Sears Optical, Target Optical and JCPenney.
CalStar Financial and Insurance Services, Inc. is the parent company of CalStarBenefits.Com, the leading online source of Association Benefits for individuals, families and small businesses.
CalStarBenefits.Com presents complex benefit information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of member benefits that best meet consumers’ needs.
