'American Dream' FREE & CLEAR
If you had enough Money to Pay Off your Home Loan right now, would you?
In fact, the "American Dream" is to own your own Home, and to own it outright, with no Debt against it. If the American Dream is so wonderful, how can we explain the fact that thousands of financially successful people, who have more than enough money to pay off their Home Loan, refuse to do so.
We are Real Estate Equity Asset Managers. We help our Clients successfully manage their Real Estate Equity to increase Liquidity, Safety, Rate of Return, and Maximize Tax Deductions and in doing so reach Financial Freedom.
Unlike traditional loan officer, our role is to help our Clients integrate the their Real Estate loan into their over-all long and short-term Financial and Investment Strategy to help Create Wealth, Maximize Tax Benefits and Increase Cash Flow.
One of the largest assets on a family's balance sheet is their Home.
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We've discovered many people mismanaged the Equity in their Home.
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They fail to put those make believe dollars to work.
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They have goals to try and pay off their Home the smartest, quickest way possible, but may go about it the wrong way.
WHAT DO THE EXPERTS SAY?
From his Book Ordinary People, Extraordinary Wealth talks about 8 secrets on How 5,000 ordinary Americans Became successful Investors. Secret #1 is use your Home Loan to Create Wealth
INCORPORATING HOME OWNERSHIP INTO YOUR FINANCIAL PLAN
"Too often, people buy Homes in a vacuum, without considering how that purchase is going to affect other aspects of their lives. This can be a big mistake, and therefore you must recognize that owning a Home holds very important implications for the rest of your Financial Plan. Although a fine goal, owning a Home is not the ultimate Strategic Financial Planning Goal, and in fact how you handle issues of Home ownership may well determine whether you achieve Financial Success." This is from Ric Edelman from "The Truth About Money.
"Use your Home Loan to convert Wealth to capital. Your Home Loan provides positive leverage, GOOD DEBT that promotes long term Financial Freedom"
Bert Whitehead- CFP author of Facing Financial Dysfunction and Selected by Worth Magazine as one of the Country's Top Financial Planners every year since 1994, says, "It is actually much more risky from an asset allocation standpoint to have A HOME PAID OFF AND FEW OTHER ASSETS, THAN TO HAVE A HOME LOAN AND A MORE BALANCED INVESTMENT PORTFOLIO."
"If you want to get rich, don't look at the guy at your own level, look at the wealthy and ask, ‘What are they doing differently...and why?"
For middle class America, properly managing their Home's Equity over time can be the difference between being able to retire when they want, versus not being able to retire at all.
If what you always thought to be true turned out not to be true when you would want to know?
Want More Information? Click on the house and watch the video.
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