Most Homeowners realize they will pay about twice the purchase price of their Home on a traditional Real Estate loan-a loan that will take about 30 years to pay off.
Introducing a way to break that cycle of financial drain-the Money Merge Account. Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account rapidly reduces the Principal on your loan, practically eliminating the Interest from accruing on your loan. Your 30-year loan can now be paid off in a fraction of the time, with NO change to your lifestyle or Refinancing of your existing Real Estate loan.
The Money Merge Account is not a Bi-weekly payment or Debt Roll-down system. It's an entirely new approach that gives Homeowners flexibility with their money and complete Financial Freedom.
A side-by-side comparison of a traditional Real Estate loan repayment shows the savings potential using the Money Merge Account system. A 30-year, $136,000 loan at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 - nearly twice the cost of the home. The Money Merge Account program can repay the same loan in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same loan, at the same Interest Rate, and without any changes to your standard of living. Money Merge Account is simply one of the fastest ways to repay any Real Estate loan and be on your way to Financial Freedom.
The Money Merge Account is much more than just an Interest saving Tool. You can manage your payments in line with your Cash Flow, all without penalties or charges. Pay more one month, pay less the next! It's entirely up to you.
The existing Real Estate loan on your Home is the foundation for the Money Merge Account.
2. An Advanced Line of Credit (ALOC)
The MMA Program uses an Advanced Equity Line of Credit as a vehicle or a tool to drive the program. The Equity Line of Credit must have the capacity to operate similarly to a primary Checking Account and be set up with an Open-end interest calculation (rather than a Closed-end interest calculation). Combined with the MMA's web-based system, this creates a formula in which the money in your line of credit account generates an interest cancellation on your primary Real Estate Debt.
The online MMA system makes a connection between your Bank Account, the Advanced Line of Credit, and your Real Estate loan. Each time you deposit income into your account, it registers as a decrease to your loan balance. By decreasing your loan balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The algorithms in the proprietary MMA system are systematically programmed to create the highest interest savings possible in the least amount of time.
MORE CONTROL
With online access and complete telephone access, you can manage your money how and when you want. You'll have one balance showing you exactly where you stand and how far ahead you are of schedule. You can break down your Money Merge Account any way you like, and you'll be able to plan your short-term and long-term spending in great detail.
THE PERFECT HOME FOR YOUR TAX MONEY
The fact that you're using money in the Money Merge Account to reduce your balance and save Interest, rather than earn it, means you don't pay Tax on it. This makes the Money Merge Account the perfect place to put aside some Money for the Taxman.
And when the time comes to pay the Tax Bill, you just write a check to cover it. This way, your money is working for you from the day it comes in to the day it goes out.
Integrating the Money Merge Account with Douglas Andrews "Missed Fortune" Concept, Greatly Increases Your Results.
Integrating the Money Merge Account with Douglas Andrews "Missed Fortune" Concept, Greatly Increases Your Results. 
